The Effect Of Capital, Liquidity And Asset Quality On Profitability In Banking In Indonesia
Keywords:CAR, NPL, LDR, ROA.
This study aims to study the effect of bank capital, liquidity and asset quality on banking profitability in Indonesia. The study used state-owned banks as the subject. The data used are company annual reports published from 2011 to 2020. The research method used is multiple regression analysis using panel data models. Based on the results of the analysis, it is known that CAR has no significant effect on profitability (ROA), while NPL and LDR have a significant negative effect on profitability (ROA).